Financing - PACE or Michigan Saves


  • FTL 

You can receive up to $100,000 of instant approval on Heating, Air Conditioning or Plumbing home improvement loan with basically NO hidden fees, prepayment penalties or credit cards! Paying for your home improvement over time through low, fixed rates with low, fixed monthly payments is just the way to go. Approval comes in seconds when you apply online. 

  • Michigan Saves :

Michigan Saves strongly believe that they want everyone to be comfortable in their homes, and that is why they have produced the home energy loan program that will help you with so many things including, controlling how much your energy costs.  


  • Michigan Saves

Basically every building has expenses, where it comes to energy or not. Many companies such as Michigan Saves, and others, have wanted to or helped thousands of companies invest in something that actually helps them, like improvements that minimize future increases in energy prices. 

  • PACE (Property Assessed Clean Energy)

If you are an owner of a/many commercial properties then you probably waste up to billions of dollars on utility bills. Financing can help you reduce your operational expenses and increase your property value, at no upfront cost!


  • EnerBank  

EnerBank says that they have no hidden or merchant add-on fees. They also offer 100% financing for more than 100 suitable home improvements, covering almost everything you do. 

  • PACE (Property Assessed Clean Energy) 

Through local governments, PACE is a long-term financing tool facilitated allowing commercial property owners to initiate renewable energy efficiency, energy efficiency, etc, in Michigan. Property owners even receive 100% upfront funding for the upgrades on their properties.  

What can I use the Financing for?

Financing is used mostly for energy improvements. There are a lot of improvements available like windows, water heater, refrigerators, etc. The most common of the energy improvements provided are insulations, installations of solar panels, new mechanical equipment, etc. Here is a list of eligible improvements. 

Can I do the work myself?

We try to make it easy for you and everyone else around you, such as your contractor, our contractor, etc. Of course, we want you to be comfortable with who you work with. 

How do I get started?

Contacting us would be the best way to start. Making sure that you know what exactly you want to be installed, or what type of energy improvement your looking for will give us an estimate of the cost and how much we can help to decrease it.                Contact Us :                                                                    Email : info@sparkbuilding                                      Phone : 734-335-0430


  1. Residential real estate is mainly focused on the family of the homeowner and their needs-personal use. 
  2. Tends to be less complicated overall. 
  3.  Nearly always valued based on comparing to similar residential properties


  1. Commercial real estate is business-focused.
  2. Requires more capital upfront, and can be a little bit more expensive
  3. Valued on the income of an investment perspective